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Free business safety checklist

Before paying an invoice

Check the purchase. Check the payment details.

For business owners, accounts payable and staff approving purchases.

Download the A4 PDF

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Five checks to use at work

  1. Match the purchaseConfirm goods or services were ordered and received, or match an approved agreement for advance payments.
  2. Check the invoiceReview supplier, invoice number, amount and due date. Check for duplicate invoices or payments.
  3. Compare bank detailsMatch the destination against your verified supplier record.
  4. Verify independentlyConfirm emailed invoice payment details through a trusted number. Do not use contact details in the invoice.
  5. Keep the approval processUrgency or a claimed instruction from the boss does not override approvals.

Paid a suspected fraudulent invoice?

  • Contact your bank urgently about stopping or recovering the payment. Recovery is not guaranteed.
  • Tell finance and IT.
  • Retain the invoice and payment reference.

Sources and further reading

Primary guidance checked in October 2026. Your organisation’s procedures and IT team should guide the response to a real incident.

Related Osmicro resources